FAQs — Cashless ATM (Debit cards)
For Adult-Use / Medical Dispensaries
In-Store • Drive-Thru • Delivery

  • About Cannabis Business Solutions, Inc.

    CBS is a payment and banking partner supporting cannabis and hemp businesses across the U.S. We provide secure, compliant financial solutions designed specifically for the cannabis industry.


    Key Highlights

    • Over 10 years of industry experience
    • Nationwide service coverage
    • Secure, cannabis-compliant payment and banking solutions

    Leadership

    CBS is led by Catherine Zito, CEO and national speaker. She is also the organizer of one of the largest cannabis and hemp networking communities in the U.S. with more than 6,000 members.

  • How Cashless ATM Works

    Our Cashless ATM payment solution enables secure, compliant debit payments for cannabis dispensaries—supporting both in-store, drive through and deliveries.


    At checkout:

    • Customer inserts debit card + PIN
    • Transaction rounded to the nearest $5
    • Customer receives the difference as cash back (ATM-style)

    Example:

    $17.20 purchase → processed as $20 → $2.80 cash back

  • Debit Card Benefits

    • Reduces cash handling, lowering risk and overhead
    • Generate revenue on every transacation
    • Tipping option available
    • Faster and simplified checkout process
    • Enhances safety for staff and customers
    • Provides real-time reporting and transaction analytics
    • Easy management through a user friendly dashboard 
  • Generate Revenue!

    Dispensaries recieve a buy rate and can add a convenience fee, giving them the opportunity to boost revenue on every transaction.


    The fee structure is fully customizable, putting dispensaries in control of their earnings per transaction.


    Contact us for a quote

  • Secure & Compliant

    Our Dispensary debit card program is fully cannabis compliant with legal standards, offering transparent, secure transactions for both dispensaries and customers.

  • Checkout Steps: Cashless ATM + POS

    Our Cashless ATM works alongside any POS system—no integration required.


    At the counter:

    1. Budtender rings up the order in your POS
    2. Total is entered into the Cashless ATM terminal
    3. Customer inserts or taps debit card and enters PIN
    4. Transaction is rounded to the nearest $5.00 (Example: $47.20 → $50.00)
    5. Customer receives cash back for the difference (Example: $2.80 returned)
    6. Budtender marks the order as paid in the POS

    Result:

    Simple, fast checkout with accurate POS reporting and secure debit processing.

  • Are There Monthly Fees?

    There are no monthly fees.


    Optional: If you need more reliable connectivity, add a SIM card for a dedicated 5G connection ($25/mo. per terminal)

  • Reports

    Because the Cashless ATM is not integrated with your POS, transactions are recorded using a custom tender.


    How it works:

    • Select a tender such as “Debit / Cashless ATM” in your POS

    • Enter the same amount into the terminal

    • Mark the sale as paid


    Reporting:

    Your POS will clearly show which transactions were card vs. cash.


    Training:

    We’ll set this up with you and train your team. Additional sessions are available anytime!

  • Terminal Features

    Our Cashless ATM terminals are designed for speed, reliability, and ease of use at the counter or on the floor.


    • New Nexgo N82 handheld (not refurbished)

    • Mobile, wireless—ideal for fast checkout 

    • Transactions round to the nearest $5.00

    • Tap-to-pay enabled

    • Tipping option for the team or individuals

    • Built-in printer


    Equipment & Program Details:

    Terminal pricing may apply


    Learn more, contact us


  • Documents & Info Required

    Business & Banking

    • Current Cannabis Business License
    • Voided Check or Bank Letter (business name, routing & account number)
    • EIN Letter (IRS-issued)
    • Completed W-9
    • Operating Agreement (if not avail, we can assist)
    • Certificate of Good Standing / Status (if not avail, we can assist)

    Ownership Verification

    • Owner ID(s) – Driver’s License or Passport (25%+ ownership)
    • Last 4 digits of each owner’s SSN

    Operations

    • ATM Photos – 1–2 images per cash dispensing ATM (all locations)
    • Number of Employees on Payroll
    • Estimated Monthly Payroll
  • What’s Next After I Submit Documents?

    • Your application is reviewed and submitted to our processor and partner bank
    • Most applications receive an approval or follow-up questions within approximately 24–48 hours
    • Once approved, you will receive your Merchant Dashboard login credentials by email
    • Terminals are programmed and shipped based on your preferred delivery speed: next day, 2-day, or ground (5–7 business days)
    • A member of our Merchant Success team will schedule training for setup guidance and a live test transaction
  • Why Choose CBS?

    With 10+ years of experience in the cannabis and hemp industry, CBS delivers reliable, fully compliant payment solutions—where many traditional processors fall short.


    Our system helps dispensaries:

    • Reduce cash dependency
    • Increase average ticket size
    • Enhance the customer experience
    • Generate revenue on every transaction

    What sets CBS apart

    • 24/7 support, including weekends
    • Real people—you’ll always reach someone when you call
    • A partner focused on long-term reliability, not short-term fixes
  • Get Started Today!

    Tell us about your business by completing a brief online form. Get started today! 


    https://www.cbscannabis.com/contact