Catherine M Zito, CEO Cannabis Payment Processing

About

Catherine M. Zito, CEO

For over 10 years, Catherine M. Zito and the CBS team have guided cannabis and hemp retailers through compliant payment processing and secure banking solutions.

With the financial landscape constantly shifting, having an insider who knows the rules and stays ahead of changes is essential.

CBS works daily with processors and banks to keep clients’ operations safe, reliable, and fully compliant. Friends of CBS can also help you with payroll, taxes, insurance, employee benefits, legal and more.

Catherine is a sought-after national speaker and organizer of three of the largest cannabis and hemp networking groups in the U.S., with over 6,600 members. Free signup!

Cannabis Entrepreneurs & Investors

West Coast Cannabis Network

Colorado Cannabis Network

Our Event Partnerships

Promoting over 200 events—including conferences, festivals, and webinars—we’ve partnered with MJBizCon, Alternative Products Expo, Benzinga, CannaCon, Marijuana Policy Conference, Florida Medical Cannabis Conference & Expo, Cannabis Law, Accounting & Business (CLAB), and many more.

Speaker Engagements

Catherine Zito has shared her expertise at leading industry events, including KushCon, Florida Medical Cannabis Conference, Industrial Hemp Conference, Seattle CannaCon, Denver Cannabis Business Summit, Canna Magazine, Colorado MJ Conference, Chicago Cannabis Business Conference, Portland Canna Grow Expo, Dispensary Next and more.

Complimentary Consultation

CBScannabis.com helps dispensaries get back on-line with compliant PIN-debit cards

When Your Cannabis Payment Processor Suddenly Stops Service

December 5, 2025

Dispensaries face sudden payment processor shutdowns that disrupt business. Learn how to quickly restore PIN-debit processing with compliant backup solutions and keep your cannabis or hemp business running smoothly.

Cannabis Business Solutions provides Illinois dispensaries with a Cashless ATM debit card solution.

Upgrade Your Illinois Dispensary: Debit Payments Boost Revenue and Speed Checkouts

September 1, 2025

Accept debit cards at your Illinois dispensary. Boost sales, speed up checkout, and reduce cash handling with CBS Cashless ATM Debit Card Solution.

Cashless ATMs and Debit Cards for Dispensaries: What Every CEO Needs to Know

June 30, 2025

Currently 24 states have legalized adult-use cannabis and 39 have approved it for medical use, with more expected to follow. As the industry grows, dispensaries are seeing more transactions, and a rising need for faster, more cannabis compliant checkout options that also help boost revenue . If you're still relying on cash-only setups or slow ACH apps, it's time to upgrade. Dispensaries today need payment systems that are scalable, compliant, and built to meet the expectations of both customers and regulators. Catherine Zito, CEO of Cannabis Business Solutions, Inc. (CBS), breaks down what’s working right now and how to prepare for what’s next.   A Smarter Way to Get Paid Today’s cannabis shoppers are used to paying with a debit card and want the same convenience in your store. With a Cashless ATM and debit card solution , customers can pay using their card and PIN. Transactions are rounded to the nearest $5 or $10, and any change is handed back at the register. It’s easy to use, cannabis compliant, and secure. Unlike services such as AeroPay or CanPay, which require app downloads and bank account connections, the Cashless ATM solution provides a debit card experience . Forget the apps, the delays, and the typical 3-4% transaction fees, just simple, straightforward payments. “Our mission is to build compliant, high-performing financial ecosystems that actually help dispensaries scale ,” says Zito. “This isn’t just about replacing cash. It’s about improving operations and profitability .”   Instead of paying a traditional processing fee on every transaction, dispensaries using this system buy a low-cost rate and set their own customer service fee, similar to how ATMs work, but without the maintenance issues, cash handling risks, or downtime that come with physical machines.   Boost Your Bottom Line: How the Revenue Model Works   Many dispensaries using a Cashless ATM system are earning over $10,000 a month in extra revenue, all without changing their menu or raising prices. To estimate your potential earnings, take your average number of daily transactions and multiply by the profit per transaction (usually between $0.75 and $1.00), then multiply by 30 days. For example, 200 transactions a day at $1.00 profit equals $6,000 in added monthly revenue straight to your bottom line. You can also accept tips through the terminal, either as a flat amount or a percentage, giving your staff more flexibility and boosting morale. All-in-One Terminals Built for Dispensaries The cashless ATM runs on a portable, all-in-one terminal designed for cannabis retail and delivery . It accepts chip, tap, swipe, and PIN payments, and includes built-in tools like a touchscreen, barcode scanner, and receipt printer. Staff can log in easily, and owners get access to the Terminal Access Portal to manage multiple locations from one place . It also integrates seamlessly with systems like Treez, FlowHub, and MyBudPOS (giving you one login for all your stores). Getting Started: Documents and Banking  The application process is simple. Here’s what you’ll need: Free online application (approval in 1 to 4 weeks) Cannabis business license Driver’s license and W9 Voided check or bank letter with routing/account numbers 3 months of bank statements 3 months of processing statements (if available) A cannabis-friendly bank is required to submit a merchant application. CBS can provide a complimentary introduction to one of their national banking partners to help you get started. If you're ready to bring modern, compliant payments to your dispensary and boost your bottom line, visit CBScannabis.com for a free consultation.

Compare Square, CanPay, Dutchie, and Cannabis Business Solutions Payment Processing Services

Compare Square, CanPay, Dutchie, and Cannabis Business Solutions: The Best Cannabis Payment Processor

January 9, 2025

Finding a reliable, cannabis compliant payment processor is crucial. While Square, CanPay, and Dutchie are an option, they fall short for cannabis businesses. Cannabis Business Solutions (CBS) offers compliant, profitable and seamless solutions. No application fee. Free consultation. and introductory equipment specials. CBScannabis.com

cannabis friendly banking

Secure, Cannabis-Friendly Banking for Your Medical Dispensary or Adult-Use Cannabis Retail Business

By Catherine Zito • October 23, 2024

Looking for safe, compliant banking for your cannabis business? At Cannabis Business Solutions, Inc., we offer free introductions to over 60 privately held cannabis-friendly banks. Whether you're running a medical dispensary or adult-use cannabis retail business, we can connect you with secure financial services to ensure long-term success. Learn more at cbscannabis.com.

Cannabis Business Solutions, Inc. CBScannabis.com. CBD-Infused Beverages

CBD-Infused Beverages: Their Popularity and U.S. Sales Projections

June 28, 2024

CBD-Infused Beverages for in-store retailers and ecommerce businesses. Catherine Zito, CEO of Cannabis Business Solutions shares about the trends, consumers, payment processing and sales projections.

Making Cannabis and Hemp Merchant Payments Easy: How Cannabis Business Solutions Can Help

By Catherine Zito • January 29, 2024

The growing hemp and cannabis business faces some tricky issues when it comes to getting paid. But don't worry! Cannabis Business Solutions offers a straight forward approach to make the application process simple and smooth. CBS helps hemp, Delta, medical and recreational cannabis and related businesses with easy and efficient payment processing, whether you're selling in stores, online or mobile. Nobody likes the stress of their credit card account or bank suddenly closing for no reason. Catherine Zito, CEO of Cannabis Business Solutions, Inc. and the organizer of the three largest U.S. hemp and cannabis networking groups with over 6,000 members says this issue happens too often. Starting a business can be overwhelming, especially with payments. But a good payment processor should handle all the complicated items, like compliancy, keeping customers data safe, and offering an alternative to cash transactions. This is crucial, as relying solely on cash can expose staff and the business to the risk of theft. A hemp or cannabis friendly bank is required before making an application for merchant credit card processing. CBS works with over 60 banks and credit unions across the country. “Our job is to find the perfect fit for each merchant and give competitive rates to make sure they make the most money,” says Catherine Zito. Banks aren't all the same, so our good relationships make it easy for businesses to find a bank and apply for merchant processing without any fees or long contracts. We're here to give special help that fits each business's needs. We strongly advise seeking out a reliable individual or company to assist you with payment processing in the ever-evolving cannabis and hemp industry. For more information or to schedule a complimentary consultation, visit CBScannabis.com .

Best payment processor for cannabis dispensaries and hemp merchants!

Copyright © All Rights Reserved 2025

Contact

(813) 486-2416

info@CBScannabis.com

We provide national services. Headquartered in Tampa Bay, Florida

Share by: