CBS offers a secure cardless (QR Scan) solution that allows dispensary customers to pay directly from their bank account using their smartphone.

Customers simply scan a QR code with their phone and complete the payment from their bank account, eliminating the need for debit card workarounds or ATM withdrawals. Although we offer Cashless ATM services as well. They work best together!

• Next-day deposits
• Multiple payment options: in-store, delivery, online pre-pay, and text-to-pay
• Fast, frictionless checkout (QR scan + bank pay)
• ~15-second first-time onboarding
• Lower costs (up to 50% less than cards)
• Built-in protection against returns and chargebacks
• Reduces reliance on cash and ATMs
• Real-time payment updates, including weekends
• Secure, compliant, bank-to-bank transactions
• Works with 12,000+ banks
• Scales easily and improves margins

When your business activates our cardless solution, we provide a unique QR code for each store location.

Customers simply scan the QR code with their phone to complete a secure cardless transaction directly from their bank account. It works similarly to Apple Pay, Venmo, or Cash App, but is fully cannabis-compliant.

You can place QR codes anywhere payments are accepted. Dispensaries can have multiple QR codes within the same store, including:

• Each checkout at counters
• Pre-pay on your website
• Pay-by-text for phone orders
• Drive-thru
• Curbside

Yes. Many dispensaries use our cardless (Scan QR) alongside their Cashless and ATM machines.  

The hybrid approach guarantees you'll always be operational. Offering multiple payment options ensures customers can always complete their purchase, even if a particular payment method experiences temporary disruptions.

Our cardless solution fees vary depending on your business needs. We can provide a detailed breakdown after learning more about your operations, transaction volume, and goals. Guaranteed you'll earn revenue share on every transaction! 

For a fee estimate, please contact us

Funds are generally settled the next day, helping dispensaries improve cash flow.

Yes. We offer Cashless ATM services and provide full transparency on your buy rate and earnings per transaction. Cashless and cardless solutions work together to create a more stable, diversified payment setup. We use the state of the art equipment and can work alongside any POS.

Cardless transactions have become a popular digital payment option for cannabis retailers. It can be used as a back up for your cashless ATM or as a stand alone payment option. With cardless there are no interuptions and you'll never get shut down. 

No. Customers pay directly through their bank account so there are no out-of-network ATM fees.

This improves the checkout experience and allows dispensaries to reduce reliance on ATM machines that require servicing, maintenance, and regular cash replenishment.

Cardless technology is now used by major banks and dispensaries including:

• Curaleaf
• The Flowery
• Green Thumb Industries (RISE)
• Verano Holdings (MUV)
• Worldpay
• Bank of America
• Chase Bank
• 5th 3rd Bank
• Truist and many others

Yes. Cardless transactions use a secure bank authentication that connects customers directly to their financial institution to authorize payment.

The platform includes built-in risk protections designed to prevent payment issues before they occur, including safeguards that help eliminate returns and chargebacks.

Transactions are encrypted and processed through bank-level security protocols to protect both the customer and the merchant.

With over 10 years of experience in the cannabis and hemp industry, Cannabis Business Solutions provides payment solutions designed specifically for dispensaries operating in a complex banking environment. 

We offer a reliable and compliant digital payment option in a space where many traditional processors fall short.

CBS helps dispensaries:

• Reduce reliance on cash and ATM withdrawals
• Provide customers with a fast, secure QR code payment option
• Improve the checkout experience
• Maintain sales continuity when debit processing is disrupted

What truly sets Cannabis Business Solutions apart is our commitment to service. Our team is available 24/7, including weekends, and when you call, a real person answers the phone!

To learn more about implementing Pay-by-Bank at your dispensary, tell us more about your business and payment needs. Click here

Our team will review your information and walk you through the next steps, including setup, QR code deployment for your location, and how to integrate pay-by-bank payments into your dispensary checkout process.