Cashless ATMs and Debit Cards for Dispensaries: What Every CEO Needs to Know
June 27, 2025
Give customers a faster, compliant way to pay and grow your dispensary’s revenue.
Currently 24 states have legalized adult-use cannabis and 39 have approved it for medical use, with more expected to follow. As the industry grows, dispensaries are seeing more transactions, and a rising need for faster, more cannabis compliant checkout options
that also help boost revenue.
If you're still relying on cash-only setups or slow ACH apps, it's time to upgrade. Dispensaries today need payment systems that are scalable, compliant, and built to meet the expectations of both customers and regulators. Catherine Zito, CEO of Cannabis Business Solutions, Inc. (CBS), breaks down what’s working right now and how to prepare for what’s next.
A Smarter Way to Get Paid
Today’s cannabis shoppers are used to paying with a debit card and want the same convenience in your store. With a Cashless ATM and debit card solution, customers can pay using their card and PIN. Transactions are rounded to the nearest $5 or $10, and any change is handed back at the register. It’s easy to use, cannabis compliant, and secure.
Unlike services such as AeroPay or CanPay, which require app downloads and bank account connections, the Cashless ATM solution provides a debit card experience. Forget the apps, the delays, and the typical 3-4% transaction fees, just simple, straightforward payments.
“Our mission is to build compliant, high-performing financial ecosystems that actually help dispensaries scale,” says Zito. “This isn’t just about replacing cash. It’s about improving operations and profitability.” Instead of paying a traditional processing fee on every transaction, dispensaries using this system buy a low-cost rate and set their own customer service fee, similar to how ATMs work, but without the maintenance issues, cash handling risks, or downtime that come with physical machines.
Boost Your Bottom Line: How the Revenue Model Works
Many dispensaries using a Cashless ATM system are earning over $10,000 a month in extra revenue, all without changing their menu or raising prices.
To estimate your potential earnings, take your average number of daily transactions and multiply by the profit per transaction (usually between $0.75 and $1.00), then multiply by 30 days. For example, 200 transactions a day at $1.00 profit equals $6,000 in added monthly revenue straight to your bottom line. You can also accept tips through the terminal, either as a flat amount or a percentage, giving your staff more flexibility and boosting morale.
All-in-One Terminals Built for Dispensaries
The cashless ATM runs on a portable, all-in-one terminal designed for cannabis retail and delivery. It accepts chip, tap, swipe, and PIN payments, and includes built-in tools like a touchscreen, barcode scanner, and receipt printer. Staff can log in easily, and owners get access to the Terminal Access Portal to manage multiple locations from one place. It also integrates seamlessly with systems like Treez, FlowHub, and MyBudPOS (giving you one login for all your stores).
Getting Started: Documents and Banking
The application process is simple. Here’s what you’ll need:
If you're ready to bring modern, compliant payments to your dispensary and boost your bottom line, visit CBScannabis.com for a free consultation.
If you're still relying on cash-only setups or slow ACH apps, it's time to upgrade. Dispensaries today need payment systems that are scalable, compliant, and built to meet the expectations of both customers and regulators. Catherine Zito, CEO of Cannabis Business Solutions, Inc. (CBS), breaks down what’s working right now and how to prepare for what’s next.
A Smarter Way to Get Paid
Today’s cannabis shoppers are used to paying with a debit card and want the same convenience in your store. With a Cashless ATM and debit card solution, customers can pay using their card and PIN. Transactions are rounded to the nearest $5 or $10, and any change is handed back at the register. It’s easy to use, cannabis compliant, and secure.
Unlike services such as AeroPay or CanPay, which require app downloads and bank account connections, the Cashless ATM solution provides a debit card experience. Forget the apps, the delays, and the typical 3-4% transaction fees, just simple, straightforward payments.
“Our mission is to build compliant, high-performing financial ecosystems that actually help dispensaries scale,” says Zito. “This isn’t just about replacing cash. It’s about improving operations and profitability.” Instead of paying a traditional processing fee on every transaction, dispensaries using this system buy a low-cost rate and set their own customer service fee, similar to how ATMs work, but without the maintenance issues, cash handling risks, or downtime that come with physical machines.
Boost Your Bottom Line: How the Revenue Model Works
Many dispensaries using a Cashless ATM system are earning over $10,000 a month in extra revenue, all without changing their menu or raising prices.
To estimate your potential earnings, take your average number of daily transactions and multiply by the profit per transaction (usually between $0.75 and $1.00), then multiply by 30 days. For example, 200 transactions a day at $1.00 profit equals $6,000 in added monthly revenue straight to your bottom line. You can also accept tips through the terminal, either as a flat amount or a percentage, giving your staff more flexibility and boosting morale.
All-in-One Terminals Built for Dispensaries
The cashless ATM runs on a portable, all-in-one terminal designed for cannabis retail and delivery. It accepts chip, tap, swipe, and PIN payments, and includes built-in tools like a touchscreen, barcode scanner, and receipt printer. Staff can log in easily, and owners get access to the Terminal Access Portal to manage multiple locations from one place. It also integrates seamlessly with systems like Treez, FlowHub, and MyBudPOS (giving you one login for all your stores).
Getting Started: Documents and Banking
The application process is simple. Here’s what you’ll need:
- Free online application (approval in 1 to 4 weeks)
- Cannabis business license
- Driver’s license and W9
- Voided check or bank letter with routing/account numbers
- 3 months of bank statements
- 3 months of processing statements (if available)
If you're ready to bring modern, compliant payments to your dispensary and boost your bottom line, visit CBScannabis.com for a free consultation.
Join us at FMCCE! Connect with medical cannabis leaders, physicians, and patients for expert talks on the future of cannabis, clinical care, and policy. Get the latest OMMU update, practice tips, and earn CMEs/CEUs. Topics include pain, PTSD, women’s health & more. Don’t miss it! What - 8th Florida Medical Cannabis Conference & Expo When - May 30 - June 1, 2025 Where - Rosen Centre Hotel, 9840 International Dr., Orlando, Florida Agenda & General Info - https://fmcce.com Registration includes : Admission to all sessions and exhibition List of attendees (names and affiliations only) 2-continental breakfasts and 2-two drink tickets to receptions 3-refreshment breaks, name badge and program Conference proceedings and video recordings Access to hotel room block (based on availability) Tickets - Receive 25% off with discount code FCEIMG More info and registration (in-person or virtual admission Exhibit and Sponsor Specials - Showcase your products or services. Message Catherine Zito cz@catherinezito.com or mobile (813) 486-2416. Join the largest U.S. cannabis and hemp networking and education Meetups. Free Signu p
With insights from over 120 thought leaders including industry powerhouses like George Archos (Verano), Charlie Bachtell (Cresco Labs), Boris Jordan (Curaleaf), Tim Seymour (CNBC/Seymour Asset Management), and more, you'll be networking with the best in the business. What - Benzinga Cannabis Capital Conference When - June 8-10, 2025 Whe r e - Marriott Magnificent Mile, 540 N. Michigan Ave., Chicago, IL 60611 General Info Tickets - Receive 20% off. Enter discount code CBS20 REGISTER TODAY Join the largest U.S. networking and education Meetups. Free Signup ! For more info or exhibitor/sponsorship specials contact - Catherine M. Zito at c z@catherinezito.com or (813) 486-2416
FREE Tickets to Alternative Products Expo Miami! Join hemp and cannabis enthusiasts at the Alt Pro Expo, the ultimate trade show, April 3-5, 2025, at Mana Wynwood Convention Center in Miami, FL. Connect with top brands, buyers, and industry leaders in the premier smoke shop scene while exploring the latest innovations in counterculture products. Take advantage of exclusive show discounts, expand your network, and gain valuable industry insights. Register now for your free tickets! https://www.meetup.com/cannabis-entrepreneurs-investors/events/306173027/?eventOrigin=group_upcoming_events
Finding a reliable, cannabis compliant payment processor is crucial. While Square, CanPay, and Dutchie are an option, they fall short for cannabis businesses. Cannabis Business Solutions (CBS) offers compliant, profitable and seamless solutions. No application fee. Free consultation. and introductory equipment specials. CBScannabis.com
Join us at FMCCE! Connect with medical cannabis leaders, physicians, and patients for expert talks on the future of cannabis, clinical care, and policy. Get the latest OMMU update, practice tips, and earn CMEs/CEUs. Topics include pain, PTSD, women’s health & more. Don’t miss it! What - 8th Florida Medical Cannabis Conference & Expo When - May 30 - June 1, 2025 Where - Rosen Centre Hotel, 9840 International Dr., Orlando, Florida Agenda & General Info - https://fmcce.com Registration includes : Admission to all sessions and exhibition List of attendees (names and affiliations only) 2-continental breakfasts and 2-two drink tickets to receptions 3-refreshment breaks, name badge and program Conference proceedings and video recordings Access to hotel room block (based on availability) Tickets - Receive 25% off with discount code FCEIMG More info and registration (in-person or virtual admission Exhibit and Sponsor Specials - Showcase your products or services. Message Catherine Zito cz@catherinezito.com or mobile (813) 486-2416. Join the largest U.S. cannabis and hemp networking and education Meetups. Free Signu p
With insights from over 120 thought leaders including industry powerhouses like George Archos (Verano), Charlie Bachtell (Cresco Labs), Boris Jordan (Curaleaf), Tim Seymour (CNBC/Seymour Asset Management), and more, you'll be networking with the best in the business. What - Benzinga Cannabis Capital Conference When - June 8-10, 2025 Whe r e - Marriott Magnificent Mile, 540 N. Michigan Ave., Chicago, IL 60611 General Info Tickets - Receive 20% off. Enter discount code CBS20 REGISTER TODAY Join the largest U.S. networking and education Meetups. Free Signup ! For more info or exhibitor/sponsorship specials contact - Catherine M. Zito at c z@catherinezito.com or (813) 486-2416
FREE Tickets to Alternative Products Expo Miami! Join hemp and cannabis enthusiasts at the Alt Pro Expo, the ultimate trade show, April 3-5, 2025, at Mana Wynwood Convention Center in Miami, FL. Connect with top brands, buyers, and industry leaders in the premier smoke shop scene while exploring the latest innovations in counterculture products. Take advantage of exclusive show discounts, expand your network, and gain valuable industry insights. Register now for your free tickets! https://www.meetup.com/cannabis-entrepreneurs-investors/events/306173027/?eventOrigin=group_upcoming_events
Finding a reliable, cannabis compliant payment processor is crucial. While Square, CanPay, and Dutchie are an option, they fall short for cannabis businesses. Cannabis Business Solutions (CBS) offers compliant, profitable and seamless solutions. No application fee. Free consultation. and introductory equipment specials. CBScannabis.com
Explore a safer alternative for payment processing in the cannabis and hemp industry. Say goodbye to the risks and unreliability of non-compliant providers like Dutchie, Square, or PayPal, which can freeze your funds without notice. At Cannabis Business Solutions, we offer reliable, fully compliant payment solutions tailored for cannabis and hemp businesses, backed by live customer support—even on weekends. Plus, benefit from free referrals to trusted cannabis-friendly banks nationwide!
Discover how Cannabis Business Solutions offers a superior payment processing experience for dispensaries compared to Dutchie's Plaid system. With purpose-built reliability, real cannabis compliance, and faster transaction times, our debit option minimizes failures and enhances customer satisfaction. Experience a seamless checkout process that boosts sales and customer loyalty. Try us risk-free for 60 days and see the difference! For more information, visit CBScannabis.com.
Florida is on track to become the nation's largest marijuana market! Join 200 attendees, sponsors, and vendors, for this exciting networking and educational event. Industry leaders will discuss key topics; 22 new MMTC licenses, cannabis rescheduling to Class III, the SAFE Banking Act, MMTC mergers, and the Amendment 3 adult-use initiative. Don't miss this opportunity to grow your business in the expanding cannabis market! What - The Future of Adult Use and Medical Marijuana in Florida When - Monday, January 13, 2025 from 7:30am-5:00pm. Where - Donald L. Tucker Civic Center. 505 W Pensacola St, Tallahassee, FL 32301 Host - Medical Marijuana Business Association of Florida Meetup - Stop by the Cannabis Business Solutions booth and meet your Meetup host, Catherine Zito, along with Scott Curtis, COO of First Port City Bank. More info - Cannabis Entrepreneurs and Investors Networking Group Ticket Special - Receive $25 any ticket with discount code: CBSINC . General admission inc. breakfast, lunch, speakers and networking. $275 p.p. Non-Profits $200 p.p. Register today !
Looking for safe, compliant banking for your cannabis business? At Cannabis Business Solutions, Inc., we offer free introductions to over 60 privately held cannabis-friendly banks. Whether you're running a medical dispensary or adult-use cannabis retail business, we can connect you with secure financial services to ensure long-term success. Learn more at cbscannabis.com.
CBD-Infused Beverages for in-store retailers and ecommerce businesses. Catherine Zito, CEO of Cannabis Business Solutions shares about the trends, consumers, payment processing and sales projections.
The growing hemp and cannabis business faces some tricky issues when it comes to getting paid. But don't worry! Cannabis Business Solutions offers a straight forward approach to make the application process simple and smooth. CBS helps hemp, Delta, medical and recreational cannabis and related businesses with easy and efficient payment processing, whether you're selling in stores, online or mobile. Nobody likes the stress of their credit card account or bank suddenly closing for no reason. Catherine Zito, CEO of Cannabis Business Solutions, Inc. and the organizer of the three largest U.S. hemp and cannabis networking groups with over 6,000 members says this issue happens too often. Starting a business can be overwhelming, especially with payments. But a good payment processor should handle all the complicated items, like compliancy, keeping customers data safe, and offering an alternative to cash transactions. This is crucial, as relying solely on cash can expose staff and the business to the risk of theft. A hemp or cannabis friendly bank is required before making an application for merchant credit card processing. CBS works with over 60 banks and credit unions across the country. “Our job is to find the perfect fit for each merchant and give competitive rates to make sure they make the most money,” says Catherine Zito. Banks aren't all the same, so our good relationships make it easy for businesses to find a bank and apply for merchant processing without any fees or long contracts. We're here to give special help that fits each business's needs. We strongly advise seeking out a reliable individual or company to assist you with payment processing in the ever-evolving cannabis and hemp industry. For more information or to schedule a complimentary consultation, visit CBScannabis.com .